![]() CD accounts feature the highest APY for savers, but you’ll need $2,500 minimum to open a CD, versus $25 for either savings account option. On the savings side, there are three choices: Way2Save accounts, which have a low minimum deposit and let you grow your savings automatically Platinum Savings, which earns a higher interest rate on deposits and Wells Fargo CDs. There’s also a special checking account just for teens and the Opportunity Checking account, which is designed for people who may not be able to open a standard checking account because of their banking or credit history. Portfolio by Wells Fargo is another checking option if you have a linked savings account, CD or IRA with the bank. ![]() Those customers are eligible for a waiver of the monthly maintenance fee. Preferred Checking is suited for customers who want to earn interest on their checking balances, or who have a home mortgage with Wells Fargo. It takes just $25 to open one of these accounts and they’re suited for customers who want a basic checking account, as well as college students looking for low-cost checking. The most popular checking option is the Everyday Checking account, which offers convenient 24/7 access with a low monthly maintenance fee. Comprehensive Coverage Options Ways to Lock in Lower Homeowners Insurance Premiums How to Choose the Right Life Insurance Policy Compare the Different Types of Health Insurance Plans Popular Reviews Progressive GEICO State Farm AIG Allstate
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